Best Credit Card Casinos UK 2025 – Visa and Mastercard Casino Sites

Credit card casinos were once Britain’s most popular online gambling destinations. Then, in 2020, the UK Gambling Commission banned the direct use of credit cards at any licensed online casino. This move was rightly made to address the growing concerns of problem gambling in the country. However, many punters still wish they could use credit cards to fuel their bankroll.

Thanks to unwavering demand, credit card casino sites remain relevant despite regulatory restrictions. Many UK players continue to gamble using credit cards at foreign casinos. Of course, gambling on non-UK sites has its risks, but the reward of credit card convenience is clearly worth it to many British players.

If you miss the simplicity of a credit card deposit, are curious about the flexibility of offshore sites, or if you’ve ever wondered which UK casinos offer the best alternative credit card solutions, you’ve clicked on the right article.

Below is everything you need to know about credit card casinos in the UK in 2025.

Best Credit Card Casinos in the UK – Top Picks for 2025

• Paddy Power: Among the most trusted credit card casinos, blending sports betting with polished casino games.
• Mr Rex: A rising name in credit card casino sites, offering slick design and fast play options.
• Highbet: Known for promos and live tables, it ranks high on lists of the best credit card casinos.
• SBK: A sportsbook-first operator that will fit the bill for players looking for credit card casino alternatives.
• Sky Casino: A household name, still associated with online credit card casinos despite UK restrictions.
• BetMorph: Part of a busy network of casinos that accept credit cards, noted for varied slots.
• Virgin Games: A UK classic, one of the more familiar credit card casinos in the UK.
• Midnite: Tech-driven, modern, and among the most trusted online casinos that accept credit card.
• Pub Casino: L&L Europe’s laid-back option has all the latest games and indirect credit card deposit options.
• Monster Casino: Among the top credit card casinos for mobile players.

Top Credit Card Casino Sites in the UK

1. Paddy Power Casino

Paddy Power is operated by Flutter Entertainment, a group that runs many more renowned casinos, including Betfair and Sky Casino. It won the ‘Casino Operator of the Year’ award in 2015 and has maintained a champion’s quality ever since.

Paddy Power’s online casino games portfolio will make a strong impression on you, even if you think you have seen everything the online casino scene has to offer. A majority of the library is occupied by Playtech titles like Age of the Gods. However, there’s a generous serving of Quickspin and IGT slots that prevent the selection from feeling one-dimensional. Play’n GO’s classic title Book of Dead and Blueprint’s Fishin’ Frenzy were two casino games on which we spent most of our testing time.

Table games like roulette come in a multitude of flavours, from French to Penny Roulette. The blackjack section consists of variants such as 21 Duel Blackjack and Blackjack Switch. The live dealer section is entirely made up of Evolution’s roulette, blackjack, baccarat, and even poker tables.

As you would expect, credit card deposits are no longer permitted for UK players, although you can indirectly fund your PayPal, Skrill, or Neteller wallet with a credit card.

Paddy Power’s current welcome bonus (deposit £10 and claim 100 free spins on selected slots) is nothing to write home about. However, Paddy Power runs a three-tier reload bonus worth up to £500, which more than makes up for the lousy welcome.

In the end, Paddy Power comes out on top. It’s among a handful of alternate credit card casino sites that let you play premium casino games and pay you on time when you win. The easy, indirect deposit options make it one of the best credit card online casino alternatives available to UK players today.

2. Mr Rex Casino

Mr Rex is one of the newer sites we are covering today. Its popularity has soared lately, mainly among younger audiences. A search for Mr Rex casino online will bring up dozens of forums full of players praising the platform’s tidy site design and its selection of safer gambling tools.

Just like Paddy Power, Mr Rex only includes newer titles in its library. Our favourite slots during testing were Play’n GO’s Gemix 100, NetEnt’s Starburst, and Blueprint’s Fishin’ Frenzy The Big Catch Megaways. Those who prefer table games can pick from among dozens of blackjack and roulette variants. There’s an acceptable variety of baccarat and craps games, too. Evolution, once again, is the live online casino provider of choice; their staples, such as Lightning Roulette, Infinite Blackjack, and game shows like Monopoly Live, ran without a struggle on even a 5-year-old mid-range Android phone. If this is not enough, you may be happier to find out that there are scratchcards and bingo rooms for various budgets.

You can fund your wallet with a card directly, but it will have to be a Visa or Mastercard Debit. That said, most of the alternative deposit methods available (PayPal, Skrill, Neteller, Trustly, Rapid Transfer, AstroPay, and PaysafeCard) also allow for indirect credit card usage.

The Mr Rex welcome offer is gigantic, considering the site holds a UKGC licence. They’ll match your deposit up to £300, and throw in 30 spins on Book of Dead. And for Mr Rex regulars, Monday’s Wheel of Spins gives you a chance to win up to 500 spins.

So, if the bonuses at Paddy Power did not entice you, Mr Rex is another great option. They go toe-to-toe in terms of game variety and quality, but Mr Rex offers a bit more value back to its players.

3. HighBet Casino

Highbet is run by AG Communications Ltd. It was launched in 2021, the same year as Mr Rex. But they have had wildly different journeys ever since. Don’t let HighBet’s sportsbook-first branding fool you into thinking of it as a one-trick pony. You will soon see why it is one of the most recommended casino-sportsbook hybrids in the UK.

HighBet’s online casino library is larger than you’d expect, as there are over 2,000 slots and table games from major studios including Play’n GO, NetEnt, Nolimit City, Blueprint, Red Tiger, Pragmatic Play, and Evolution. Gods of Olympus, Book of Dead, and Sweet Bonanza are the games that are always topping the charts here. Slingo and bingo side games are also available in various formats.

The live games on Hightbet are powered by Evolution Gaming once again. But a few Pragmatic tables join the ranks, so you can dabble in games like Lightning Roulette, XXXtreme Baccarat, and Crazy Time.

Highbet doesn’t support credit card deposits in the UK, but provides all the suspected alternatives like Visa and Mastercard debit, PayPal, Neteller, Skrill, Apple Pay, Trustly, and PaysafeCard.

HighBet welcomes new players with the following offer: deposit and stake £20 on slots, and you’ll unlock 50 free spins on Big Bass Splash. Winnings that result from the welcome spins are paid in cash with no wagering requirements. Also, there’s never a shortage of useful sports betting-specific deals.

Overall, we liked many aspects of HighBet more than the top two casinos, such as the fair bonus terms and certain betting markets. However, the casino game library itself is currently a bit cluttered. Look beyond that, and you will see why we still recommend Highbet in third place.

4. SBK Casino

SBK is the sportsbook arm of Smarkets. It’s licensed by the UK Gambling Commission. In 2019, SBK launched as a mobile-only betting app. Unlike typical bookmakers whose main product is still their desktop platform, SBK was built for mobile bettors who want to carry thousands of markets in their pocket.

The app always offers market-leading odds because SBK keeps its margins slim. Football, tennis, horse racing, cricket, US leagues, and niche sports like cycling or darts are all covered in depth, with live in-play markets constantly updated. Over 60 UK and Irish tracks are available for Greyhound and horse racing fans. Live race streams are available too, helping SBK match the quality of big-league operators like Coral.

Beyond physical sport, SBK lists markets for esports, politics, and entertainment. Their features, like Auto Acca, Bet Builder, and community betting tips, make SBK more interactive than most standard sportsbooks. Plus, cash out and partial cash out add flexibility to your betting.

Debit cards, PayPal, Skrill, Neteller, ecoPayz, and Trustly are the options you can use to fund your account, making indirect credit card usage. SBK further improves its value proposition by not charging platform fees on deposits and withdrawals.

When you sign up and bet £10, you will receive £40 in free bets, provided the first wager is at minimum odds of 2.0. Free bets are credited within 48 hours, and you won’t encounter any of the usual hoops that many bookies make you jump through. Sadly, however, SBK’s ongoing promotions are the blandest among all casinos covered today.

SBK is not an online casino in the classic sense, but a cutting-edge mobile sportsbook with odds that are hard to match. SBK deserves a place in your betting arsenal if you wager primarily by phone.

5. Sky Casino

Sky Casino is operated by Sky Betting & Gaming. Ever since Sky Casino launched in 2014, the platform has been the most stylish destination for table games and live dealer action. The Sky brand already had a sophisticated image in the minds of most players, so the success of their gambling sites was a certainty. 11 years on, Sky Casino remains a safe bet.

Sky’s 300-title library sounds puny compared to the typical 1,000+ casino game collections offered by standard sites. But it’s only because Sky is refreshingly selective. If you absolutely hate that kind of clutter of overstuffed online casino sites, you should be pleased that a site like Sky Casino exists.

The platform has an industry-leading live game suite with only the most premium blackjack and roulette lobbies, alongside only the best TV-style game shows. The slots catalogue is smaller than expected, but still includes standouts like Age of the Gods, Epic Ape, and Buffalo Blitz Megaways. Video poker and baccarat variations round out a lineup that’s perfect for players seeking options without overwhelm.

Even the bonuses are player-friendly. New members can unlock 100 free spins on selected Playtech slots with just a £10 deposit, and withdraw any winnings without meeting wagering requirements.

Debit cards, Maestro, and PayPal are your only banking options. Doubtless, some players will wish that Sky accepted wallets like Trustly or Apple Pay. Once again, however, there’s something to be said for the simplicity that Sky Casino’s streamlined selection provides.

If you want variety, we have already named four phenomenal picks above. But if you want every second of your experience to feel flawless, give Sky Casino a chance; we doubt you will regret it.

What Are Credit Card Casinos?

Casinos that accept credit cards are a curious category these days. In 2020, the UK Gambling Commission outlawed the use of credit cards for gambling, citing the obvious risk: playing on borrowed money rarely ends well. Charities like GambleAware and other NGO watchdogs provided their utmost support by arguing that credit card gambling sites made it far too easy for vulnerable players to spiral into debt.

But punters never stopped looking for credit card casinos in the UK. These players appreciate the familiarity of a card payment. For them, offshore casinos are the only option. Non-UK casino sites follow the rules set by governing bodies in Malta, Curacao, Gibraltar, etc, where credit card gambling remains perfectly legal. As such, they accept deposits from British cards without blinking.

In 2025, credit card gambling sites are split into two camps: those operating in the strictly regulated UK market, where credit card deposits are banned outright, and the offshore online casino world, where cards are accepted without resistance.

Credit Card Casino Bonus Offers

A credit card casino bonus was a potent lure used by online casino sites for years. Now, almost 6 years after the blanket ban on credit card usage at online casinos, let’s see how bonuses have evolved.

1. Welcome Packages

All credit card casino sites share one common feature: a welcome offer. The most common type of offer is a deposit match, with free spins in close second place. Long-established casinos tend to offer smaller bonuses, both in terms of how much of your initial deposit they match and how many free spins they send your way. Newer offshore casinos that accept credit cards will allow you to avail this offer even on credit card deposits.

2. Cashback Deals

The best casinos with credit cards offer regular cashback. A simple example is: if you lose £50, you recover £10 as cashback from the casino. Once again, these offers have become extinct in the UK. However, there are many reputable offshore sites that still gladly award cashback even if your initial deposit was made using a credit card.

3. Free Spins

The timeless carrots dangled by credit card casinos: free spins. Top credit card casinos may offer 50, 100, or even 200 spins on top-rated slot titles. Large developers looking to promote their credit card casino games typically cover the costs. Some overseas sites allow players to trigger spins with a card deposit, but block withdrawals back to that card. Beyond limiting specific payment methods, most online casinos only release winnings from free spins once wagering requirements are met, no matter the method used.

4. Loyalty Schemes

Loyal players at credit card gambling sites should definitely look for online casinos that reward regular gameplay with special VIP or loyalty schemes. These programs will reward all your deposits with comp points, VIP perks, or even physical goods. Using a credit card can further boost your returns as payment networks like Visa and Mastercard dish out reward points simultaneously. This double-dipping potential makes loyalty schemes one of the few unique draws of credit card casino bonus structures.

5. Reload Bonuses

Even after you have been warmly welcomed with a small boost to your bankroll, reload bonuses could be waiting for you. These are smaller matches on subsequent deposits. These may be available on a weekly or monthly basis, but card users may still be excluded. Terms often state that “alternative deposit methods must be used to qualify,” nudging UK players (who wish to use credit cards indirectly) towards Skrill, Neteller, or Trustly.

6. No-Deposit Offers

An offer only seen once in a blue moon. Your chosen payment method is not a factor at all, since no payment is required. If you can still find such an offer at a credit card casino site, it usually includes a handful of free spins or a small cash token. The downside is that these are subject to the strictest wagering terms.

Alternatives to Credit Card Online Casinos

The UK ban on card deposits has left many players searching for credit card casino alternative deposit methods. Fortunately, a wide range of payment tools are still available to players. Actually, many of them process payments faster, carry fewer restrictions, and prevent you from overspending.

1. Debit Cards

Debit cards are the obvious replacement. They draw funds you actually have rather than borrowing them, making budgeting imperative. Most UK-licensed online casino sites now steer players in this direction. The main drawback, albeit a tiny one, is that debit cards rarely unlock the perks associated with credit card casinos, such as loyalty points.

2. eWallets (PayPal, Skrill, Neteller)

After credit cards dropped out of favour, eWallets stepped up in a big way. Now, PayPal, Skrill, and Neteller are the most common payment methods, even at credit card online casinos. They offer a buffer between your bank account and the casino, enhancing privacy. They even outdo banks when it comes to processing times, so winnings often get credited to you within 24 hours. That’s in stark contrast to the slower withdrawals at some credit card gambling sites.

3. Bank Transfers & Instant Banking

Traditional bank transfers were starting to feel old-fashioned, but instant banking tools have resuscitated them. Trustly and Open Banking are two well-known services that can facilitate deposits and withdrawals in minutes, rather than hours or days. The steep downside is that some banks still restrict gambling transactions and delay transfers without warning.

4. Crypto Options (Bitcoin, Ethereum, USDT)

The most radical and modern alternative to credit card casinos is cryptocurrency. Offshore operators now heavily encourage the use of Bitcoin, Ethereum, and stablecoins like USDT. These options are blazing fast and absolutely anonymous. Plus, there’s never any bank trying to nanny you. The best credit card casinos offshore often double as crypto-friendly sites. The risk, you ask? Volatility and irreversible transfers. A part of the process harkens back to the days of double and triple-checking that you entered the correct bank account details. Once you have accurately linked your preferred wallet, you’ll be spoiled by the variety and speed.

5. Pay and Play Casinos

In Northern Europe, Pay-N-Play casinos are gaining a lot of new attention. Trustly, or other Open Banking systems, will instantly verify your identity, so you can even skip the long sign-up forms. Thanks to Pay-N-Play, it’s possible to quickly make an account at multiple casinos. They are quickly being integrated into once-renowned credit card gambling sites. Pay-N-Play casinos have not yet become mainstream in the UK, but they are arguably more innovative and better suited to the online gambling industry than cryptocurrencies.

Overseas Casinos That Accept Credit Cards

We have been alluding to overseas options throughout this guide. These online casinos that accept credit card payments usually operate under licences from offshore regulators like the Malta Gaming Authority (MGA) or the Curaçao Gaming Control Board.

However, most players think that Visa and Mastercard are the only players in town, but non-UK European casinos even accept American Express and Discover cards. In the domestic market, these brands are essentially frozen out by regulation, but not at offshore credit card online casino sites.

The appeal lies in near instant transactions, familiar security, and access to the same slot machines, table games, and live dealer rooms you’d find at home. The games are enhanced due to looser regulations around features. But since offshore operators do not answer to the UKGC, dispute resolution and player protections are weaker.

If you know how to navigate these waters, some of the best online casinos that accept credit cards are waiting for you.

Responsible Gambling at Credit Card Gambling Sites

Credit card gambling was banned in the UK precisely because of its risks. The UKGC argued that credit card casinos encouraged players to gamble beyond their means, fuelling debt rather than fun. This created a lopsided industry where casino operators had all the chips stacked in their favour. Aside from restricting credit card usage, the UK Gambling Commission mandates the most extensive set of responsible gambling tools anywhere in the world.

​​Player-controlled safeguards

1. Deposit limits you set yourself: daily, weekly or monthly caps that can’t be lifted instantly.
2. “Time-outs” (often called Take a Break), letting you lock yourself out for anywhere between 24 hours and six weeks.
3. Reality checks: little pop-ups reminding you how long you’ve been playing, with one-click options to cool off.
4. Full self-exclusion tools, either directly with the casino (minimum six months) or across all UK operators through GAMSTOP.
5. Easy access to your account history, showing deposits, withdrawals, and play patterns.
6. Clear on-screen displays of how long you’ve been logged in and whether you’re up or down are now mandatory across slot sessions.

Operator responsibilities

1. Real-time monitoring of customer behaviour, with compulsory intervention if you show signs of problem gambling (chasing losses or sudden spikes in spend).
2. Affordability checks when your play suggests financial strain. Operators can set limits or freeze your account if needed.
3. Age and ID verification before you gamble, so there’s no more “play now, prove later.”

Game design rules

1. No reverse withdrawals: once you request your cash out, it can’t be pulled back into your balance.
2. Slots must spin at least 2.5 seconds per turn, no autoplay buttons, and no “losses disguised as wins.”
3. Clear stake and prize displays, and no misleading “near miss” features.

Marketing and promotions

1. No marketing material can be sent to self-excluded players or those who have opted out.
2. Bonuses and offers must be fair, transparent, and free of sneaky small print that hides impossible wagering requirements.

System-level protections

1. Every UK casino is tied into GAMSTOP and must respect your self-exclusion.
2. Safer gambling tools must be easy to find, visible on-screen, and designed with “friction” (they can not be bypassed with a single careless click).

Player protections at offshore casinos don’t come anywhere near, so making a credit card casino online deposit should always be paired with personal safeguards.

Final Word on Online Casino Sites with Credit Cards

Under the new UKGC rules, you can no longer use a credit card at an online casino. However, they remain popular in offshore markets. Players can still find credit card online casinos licensed abroad, though these come without the strict protections of domestic sites. Within the UK, alternatives such as debit cards, e-wallets, bank transfers, and cryptocurrencies are more than mere replacements for credit cards, as they deliver faster payouts with fewer risks.

FAQs About Credit Card Casinos